- Use 16-digit virtual card number that is generated based on the physical card (RCN; Real Card Number) in the same manner as the general corporate card but the card billing and payment are processed based on the physical card

Raising efficiency

- Process automation on card usage : Deliver the details of Virtual Card via secured email to the merchant after creating VCN(Batch or XML) automatically via API

- Automated Settlement/Reconciliation : Link Citi GDR (Global Data Repository) with client's ERP

High level of Security

- As a transaction is made with a virtual one-time card rather than a physical card, the fraud transaction due to information leakage is blocked in advance

Expense Management centralization

- Efficient management of expense is possible through proactive management of using commercial card by issuing a virtual card by specifying the limit amount, expiration date, and the number of times of use according to the purpose of use

- Implemented virtual cards with domestic major travel agencies

- Supports global virtual card service and can meet customer's complicated needs through lots of know-how

- Provides various detailed transaction information and automates accounting and settlement of clients

- Since the virtual card can be used not only in overseas transactions but also in domestic transactions, it is possible to manage the integrated expense of customers.

※ The above services & benefits may be subject to change.