Savings
Citi Deohagi Passbook
Free deposit/withdrawal savings product which offers different interest rates depending on transaction relationship with CKI.
Product Outline
Citi Deohagi Account is a CASA account that offers higher rate for greater FX, mutual fund, and trust AUM at Citibank Korea.
Individuals(New subscription has discontinued since 15 Feb 2022)
CASA account
Tax-free comprehensive savings, Depositor Protection
No limit
- The daily interest is calculated by applying interest rate on the final balance every day, and the daily interest is aggregated during the interest calculation period and added to the principal amount on the date of interest payment. Provided, interest is paid after deducting withholding tax according to the applicable tax laws and regulations.
- Interest settlement date: Last business day in the second week of every month
- Interest payment date: The following day from the interest settlement date
- Interest calculation period: From the previous interest payment date(or date of account opening) to one day prior to the coming interest payment date
Permitted within a consolidated limit for all financial institutionsClick for more details
The deposit in this account is protected by the Korea Deposit Insurance Corporation (KDIC) under the Depositor Protection Act. The KDIC provides coverage up to KRW 50 million per depositor (for the aggregate of all insured financial products with this bank), including principal and designated interest.
Any transactions related to this deposit product shall be subject to the Basic Terms and Conditions for Deposit Transactions, Terms and Conditions for CASA Account, and Special Agreement on Citi Deohagi Account.
Compliance Review No.Compliance Review No. 2507-01-028 ( 2025.07.09 ~ 2027.07.08 )
This product communication is as of 23 July 2025 and may be subject to change without a prior notice.
This advertisement is provided in compliance with the local regulations and CKI internal control.
Notes for Customers
- The interest rate of this deposit may be subject to change due to the Bank’s policy, and in the event of interest change, the changed interest rate shall apply from the date of change. The changed interest rate shall be posted in the branches and Citibank online pursuant to Article 9, Paragraph 2 of the Basic Terms and Conditions for Deposit Transactions.
- The details of the product may be subject to change, and any changes in the product details made at the discretion of the Bank shall be posted at Citibank online one month prior to the change including the rationale and details of the change for a duration of one month. If the revised Terms and Conditions are disadvantageous to the customer, the details will be notified one month prior to the revised Terms and Conditions taking effect through a method prescribed in Article 21, Paragraph 2 of the Basic Terms and Conditions of the Deposit Transaction.
- The passbook issued previously may not be used for accounts opened without a passbook or converted into a non-passbook type. To inquire transaction history of the non-passbook type, the accountholder must subscribe to Citibank Korea’s mobile or internet banking service.
- Citibank does not offer deposit products to individuals residing in the European Union (EU), European Economic Area (EEA), Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK, and have no intention to offer, invite to or acquire a new deposit product from such individuals.
- It is highly recommended that you should read through a financial product explanation material and T&C before concluding the financial product contract.
- By the right vested in a financial customer, (s)he should ask for a full explanation on the financial product from a financial product distributor (Citibank Korea) and then initiate the transaction based upon understanding of the provided explanation.
- Principal and interest payout may be restricted if any restrained actions (such as account garnishment) are taken against deposit accounts.
- According to the announcement to wind down Citibank Korea’s consumer banking business, new subscriptions to all consumer banking products and services will be discontinued starting on February 15th, 2022.
Additional Information
- Preferential rate for new subscription(New subscription has discontinued since 15 Feb 2022)
From the new subscription date to the end of the month after next month, regardless of banking transaction result of the previous month, "preferential rate for new subscription" notified at the branch or over the Internet homepage shall be provided to the amount less than KRW1BN out of daily final balance. Preferential rate for new subscription is only one time offering per customer.